Have you been the victim of a sports accident and you wish to be compensated for your damages? The best way to get fair and full compensation is to hire a personal injury compensation lawyer.
Following a sports accident, the victims, often diminished, do not know how to react: What are the steps to take? Should the insurance company manage the compensation process? How can you obtain compensation for your bodily injuries?
The firm of Maître Bourdet, Lawyer in Rouen, accompanies you in all your steps and allows you to obtain compensation for your damages.
Victim of a sports accident: the pitfalls to avoid
If you are the victim of bodily injury following an accident occurring in the context of the sporting activity, you can, in most cases, claim compensation for your damages. It is irrelevant, in this respect, whether the sporting activity took place within the framework of practice in a club or in an informal context (sports games with friends, hikes, etc.).
Very often, the first interlocutor who appears is the insurance company. It should be borne in mind that insurance companies are economic players whose primary interest is to make a profit and therefore to “pay as little as possible”.
In terms of sports accidents, the insurance company will often indicate to the victim that no compensation is possible because the latter has knowingly accepted the risks associated with the practice of the sport in question.
Listening to the insurance companies, the victim, therefore, becomes almost systematically responsible for the accident which caused him physical injuries. In the majority of cases, this is false and it is possible to bring other responsibilities into play to allow the victim of a sports accident to obtain compensation for his damages.
Sports accident: can a lawyer help me obtain compensation for my damages?
The rules governing the law of compensation for bodily injury are complex. Before taking steps, contact a lawyer involved in compensation for bodily injury.
Indeed, in the vast majority of cases, the compensation obtained through a lawyer, whether amicably or in the context of litigation, is very much higher than that which is spontaneously offered. by insurance companies.
The firm of Maître Bourdet, a lawyer in the law of compensation for bodily injury, exclusively defends victims, advises them, and guides them from the beginning to the end of the compensation process, in their administrative and legal procedures.
At each stage of this process, the firm will enter into negotiations with the insurer or initiate legal proceedings to have the right to compensation recognized (if it is disputed), to assess the amount (if it is too low), and /or to obtain the appointment of a legal expert (if the conclusions of the medical expertise carried out amicably prove to be unsatisfactory).
The experience acquired by Maître Bourdet's firm and its mastery of the complex rules for assessing damages ensure that its clients receive optimal management of their cases and enable them to obtain fair and full compensation for their damages.
Which sports accidents give rise to the right to compensation?
A sporting accident that results in bodily injury, material damage, or economic damage to the victim is likely to give him a right to compensation.
Are concerned in particular:
Parachute accidents
football accidents
volleyball accidents
handball accidents
tennis accidents
riding accidents
ATV accidents
skiing accidents
snowboarding accidents
Climbing accidents
skateboard accidents
surfing accidents
Canyoning accidents
Motocross crashes
paragliding accidents
Combat sports accidents (boxing, karate, judo, taekwondo, etc.)
What damages can be compensated?
When you are the victim of a sporting accident, the principle of full compensation for damages applies.
This principle implies that all damages suffered by the victim are intended to be compensated:
Material damage: personal items broken or lost during the sports accident, torn clothes, etc. ;
Bodily injury: physical injury, moral injury, suffering endured, sexual injury, loss of pleasure concerning the impossibility of practicing the sports or leisure activities that you usually practice, etc.
Economic damage: professional damage, loss of income, various costs incurred by the victim, human aid received, etc.
The care of victims of sports accidents by Maître BOURGET
Maître Bourdet, a Lawyer in compensation for bodily injury, regularly intervenes in support of the defense of the interests of victims of sports accidents.
During the first appointment, Maître Bourdet will guide you and accompany you in the following preliminary steps:
Check the existence of your right to compensation ;
Provide you with the help and advice necessary for the constitution of your file ;
Explain to you the different procedural options ;
Provide you, if your physical or mental injuries are serious and medical expertise is necessary, with the assistance of a Medical Advisor specializing in compensation for bodily injury.
Once the necessary documents have been gathered, Maître Bourdet will help you determine the appropriate follow-up to your file.
Maître Bourdet, the Victims' Lawyer, will then defend your interests by intervening, alongside you, in the context of negotiations with the insurance company or the legal proceedings if this proves necessary to have your rights recognized.
Sports accident compensation
There are some 26 million athletes in France. Among these, not all of them practice it in the same way. Apart from top-level athletes or athletes affiliated with a club, there are thus 14 million non-licensees of all ages. Their occasional practice is most often beneficial to health… provided accidents are avoided!
If you, or one of your relatives, are the victim of a bodily injury occurring while exercising a sporting activity, it is possible for you, depending on the situation, to be compensated for damages resulting from this accident.
In any case, it is first necessary to distinguish 2 situations:
You alone are the cause of the sporting accident (no "responsible third party")
This assumption eludes, in principle, any possibility of compensation with the exception of the following situations:
If you have taken out “life accident guarantee” insurance (a specific guarantee aimed at protecting the insured person, and possibly his family, from the consequences of accidents in everyday life), it will then be advisable to examine your insurance contract to check whether the sports accident of which you have been the victim falls within the scope of the contractual guarantees.
If you are "licensed" with a sports federation, again, you will have to examine the (generally limited) scope of the contractual guarantees.
A third party is responsible for your bodily injury.
If a third party is responsible for your sporting accident (another athlete, event organizer, manager, etc.), it is in principle the so-called "civil liability" insurance of this third party which will have to provide compensation for your damages.
To benefit from this compensation, you must provide proof that the fault committed by the third party is the cause of the accident of which you have been the victim.
This proof can be provided by any means (testimonials from people present, a match sheet, possible video proof, statements by the referee, etc.).
As indicated above, in the majority of cases, the insurance of the third party whose liability is sought will try to oppose the principle of risk acceptance and/or your own fault in order to reduce your compensation or even contest the principle. same.
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